East Hartford, CT · Charter 68659
NCUA · 19 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.37% | 0.42% | 0.65% | 0.70% | 0.68% | 0.56% | 0.55% | 0.64% | -6 bps | |
| Return on Equity | 3.80% | 4.22% | 6.64% | 6.97% | 6.62% | 5.55% | 5.67% | 6.44% | -53 bps | |
| Net Interest Margin | 2.50% | 2.57% | 2.83% | 2.98% | 3.12% | 3.03% | 2.96% | 3.06% | +8 bps | |
| Efficiency Ratio | 86.48% | 84.48% | 78.84% | 78.04% | 77.88% | 80.16% | 76.63% | 75.96% | -208 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.66% | -5.40% | -4.27% | -2.22% | 0.26% | 3.62% | 5.25% | 6.20% | +842 bps | |
| Loan Growth (YoY) | -11.93% | -8.45% | 0.58% | 8.20% | 15.32% | 17.33% | 12.29% | 10.74% | +254 bps | |
| Share Growth (YoY) | -2.22% | -6.37% | -5.07% | -2.48% | -0.20% | 3.32% | 5.30% | 6.02% | +850 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.59% | 0.69% | 0.62% | 0.57% | 0.59% | 0.65% | 0.68% | 0.57% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.71% | 9.84% | 9.76% | 9.99% | 10.34% | 10.04% | 9.78% | 9.93% | -7 bps | |
| Net Worth / Assets | 9.71% | 9.84% | 9.76% | 9.99% | 10.34% | 10.04% | 9.78% | 9.93% | -7 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.60% | 66.07% | 67.24% | 71.25% | 75.81% | 75.02% | 71.70% | 74.42% | +317 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |