East Hartford, CT · Charter 68659
NCUA · 19 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
29
Asset Quality
63
Profitability
32
Liquidity
41
Efficiency
32
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
East Hartford, CT · Charter 68659
NCUA · 19 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.70% | 0.68% | 0.56% | 0.55% | 0.64% | -6 bps | |
| Return on Equity | 6.97% | 6.62% | 5.55% | 5.67% | 6.44% | -53 bps | |
| Net Interest Margin | 2.98% | 3.12% | 3.03% | 2.96% | 3.06% | +8 bps | |
| Efficiency Ratio | 78.04% | 77.88% | 80.16% | 76.63% | 75.96% | -208 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.22% | 0.26% | 3.62% | 5.25% | 6.20% | +842 bps | |
| Loan Growth (YoY) | 8.20% | 15.32% | 17.33% | 12.29% | 10.74% | +254 bps | |
| Share Growth (YoY) | -2.48% | -0.20% | 3.32% | 5.30% | 6.02% | +850 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.57% | 0.59% | 0.65% | 0.68% | 0.57% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.99% | 10.34% | 10.04% | 9.78% | 9.93% | -7 bps | |
| Net Worth / Assets | 9.99% | 10.34% | 10.04% | 9.78% | 9.93% | -7 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.25% | 75.81% | 75.02% | 71.70% | 74.42% | +317 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
East Hartford, CT · Charter 68659 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 19 branches
Q2 2026
Return on Assets
0.64%
Rank 298 of 435
Net Interest Margin
3.06%
Rank 313 of 435
Efficiency Ratio
75.96%
Rank 298 of 435
Equity / Assets
9.93%
Rank 310 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.64% | 0.55% | 0.81% | 1.14% | Beats 31% | 298 / 435 | |
| Return on Equity | 6.44% | 5.12% | 7.41% | 9.70% | Beats 37% | 272 / 435 | |
| Net Interest Margin | 3.06% | 3.01% | 3.39% | 3.75% | Beats 28% | 313 / 435 | |
| Efficiency Ratio | 75.96% | 65.25% | 71.39% | 77.86% | Beats 32% | 298 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.57% | 0.45% | 0.69% | 1.05% | Beats 63% | 164 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.93% | 9.81% | 10.84% | 12.63% | Beats 29% | 310 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.93% | 9.81% | 10.84% | 12.63% | Beats 29% | 310 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 74.42% | 78.33% | 88.38% | 95.61% | 19th pctl | 354 / 435 | |
| Loans / Assets | 65.70% | 67.69% | 74.58% | 80.80% | 20th pctl | 348 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||