Indianapolis, IN · Charter 68658
NCUA · 10 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.12% | 0.17% | 0.06% | 0.06% | 0.15% | 0.08% | 0.27% | 0.33% | +27 bps | |
| Return on Equity | 1.04% | 1.59% | 0.54% | 0.52% | 1.21% | 0.74% | 2.44% | 2.98% | +247 bps | |
| Net Interest Margin | 3.43% | 3.14% | 3.20% | 3.34% | 3.61% | 3.43% | 3.67% | 3.68% | +34 bps | |
| Efficiency Ratio | 83.28% | 97.39% | 88.69% | 91.22% | 89.28% | 89.46% | 89.42% | 87.10% | -411 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.57% | 4.96% | 3.25% | 5.47% | 1.01% | 7.76% | 5.69% | 4.47% | -100 bps | |
| Loan Growth (YoY) | 3.64% | -26.33% | -22.27% | -22.22% | -19.34% | 26.94% | 22.42% | 21.90% | +4,412 bps | |
| Share Growth (YoY) | 5.26% | 5.44% | 3.13% | 4.46% | 1.57% | 5.29% | 4.77% | 2.91% | -156 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.79% | 1.37% | 0.94% | 1.10% | 1.35% | 1.28% | 0.66% | 0.77% | -33 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.09% | 10.90% | 10.70% | 11.61% | 12.11% | 11.07% | 11.14% | 11.13% | -48 bps | |
| Net Worth / Assets | 11.09% | 10.90% | 10.70% | 11.61% | 12.11% | 11.07% | 11.14% | 11.13% | -48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.63% | 65.79% | 67.48% | 69.74% | 74.36% | 79.31% | 78.85% | 82.61% | +1,287 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |