Blaze
Falcon Heights, MN · Charter 68651 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 27 branches
Q2 2026
$4.8BAssets
$2.7BLoans
$4.1BShares
$424.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions $1B-$10B in assets (rank 114 of 435).
- Widest gap: equity / assets trails 92% of credit unions $1B-$10B in assets (rank 402 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.84%
Rank 206 of 435
Net Interest Margin
3.07%
Rank 308 of 435
Efficiency Ratio
72.46%
Rank 232 of 435
Equity / Assets
8.76%
Rank 402 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.55% | 0.81% | 1.14% | Beats 53% | 206 / 435 | | |
| Return on Equity | 9.58% | 5.12% | 7.41% | 9.70% | Beats 74% | 114 / 435 | | |
| Net Interest Margin | 3.07% | 3.01% | 3.39% | 3.75% | Beats 29% | 308 / 435 | | |
| Efficiency Ratio | 72.46% | 65.25% | 71.39% | 77.86% | Beats 47% | 232 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.45% | 0.69% | 1.05% | Beats 28% | 316 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.76% | 9.81% | 10.84% | 12.63% | Beats 8% | 402 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.76% | 9.81% | 10.84% | 12.63% | Beats 8% | 402 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.11% | 78.33% | 88.38% | 95.61% | 11th pctl | 385 / 435 | | |
| Loans / Assets | 56.21% | 67.69% | 74.58% | 80.80% | 11th pctl | 387 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |