Park Side Financial
Whitefish, MT · Charter 68647 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$390.4MAssets
$270.9MLoans
$350.6MShares
$36.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 80% of credit unions under $1B in assets (rank 339 of 1682).
- Widest gap: equity / assets trails 87% of credit unions under $1B in assets (rank 1458 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.67%
Rank 928 of 1,683
Net Interest Margin
3.31%
Rank 1,262 of 1,683
Efficiency Ratio
81.59%
Rank 1,012 of 1,682
Equity / Assets
9.37%
Rank 1,458 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.35% | 0.74% | 1.18% | Beats 45% | 928 / 1,683 | | |
| Return on Equity | 7.11% | 2.67% | 5.89% | 8.74% | Beats 62% | 641 / 1,681 | | |
| Net Interest Margin | 3.31% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,262 / 1,683 | | |
| Efficiency Ratio | 81.59% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,012 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.26% | 0.65% | 1.29% | Beats 80% | 339 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.37% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,458 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.37% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,458 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.26% | 52.61% | 69.38% | 83.50% | 64th pctl | 598 / 1,683 | | |
| Loans / Assets | 69.38% | 44.71% | 59.18% | 70.72% | 72nd pctl | 468 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |