Orsa
Plymouth, MI · Charter 68631 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.5BAssets
$1.3BLoans
$1.3BShares
$144.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions $1B-$10B in assets (rank 75 of 435).
- Widest gap: efficiency ratio trails 98% of credit unions $1B-$10B in assets (rank 428 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.04%
Rank 425 of 435
Net Interest Margin
3.90%
Rank 75 of 435
Efficiency Ratio
92.42%
Rank 428 of 435
Equity / Assets
9.81%
Rank 326 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.04% | 0.55% | 0.81% | 1.14% | Beats 2% | 425 / 435 | |
| Return on Equity | 0.36% | 5.12% | 7.41% | 9.70% | Beats 3% | 424 / 435 | |
| Net Interest Margin | 3.90% | 3.01% | 3.39% | 3.75% | Beats 83% | 75 / 435 | |
| Efficiency Ratio | 92.42% | 65.25% | 71.39% | 77.86% | Beats 2% | 428 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.52% | 0.45% | 0.69% | 1.05% | Beats 10% | 394 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.81% | 9.81% | 10.84% | 12.63% | Beats 25% | 326 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.81% | 9.81% | 10.84% | 12.63% | Beats 25% | 326 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 98.61% | 78.33% | 88.38% | 95.61% | 81st pctl | 83 / 435 | |
| Loans / Assets | 86.85% | 67.69% | 74.58% | 80.80% | 93rd pctl | 29 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |