Revity
Granite City, IL · Charter 68623 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 8 branches
Q2 2026
$526.5MAssets
$312.7MLoans
$421.4MShares
$54.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 92% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 2 of 26).
- Widest gap: equity / assets trails 56% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 15 of 27).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.30%
Rank 3 of 27
Net Interest Margin
3.93%
Rank 10 of 27
Efficiency Ratio
69.94%
Rank 5 of 27
Equity / Assets
10.40%
Rank 15 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.25% | 0.67% | 0.86% | Beats 89% | 3 / 27 | | |
| Return on Equity | 12.53% | 2.16% | 5.85% | 7.25% | Beats 92% | 2 / 26 | | |
| Net Interest Margin | 3.93% | 3.01% | 3.75% | 4.07% | Beats 63% | 10 / 27 | | |
| Efficiency Ratio | 69.94% | 71.97% | 77.45% | 89.37% | Beats 85% | 5 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.24% | 0.77% | 1.40% | Beats 67% | 10 / 27 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.40% | 9.38% | 10.56% | 15.42% | Beats 44% | 15 / 27 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.40% | 9.38% | 10.56% | 15.42% | Beats 44% | 15 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.22% | 56.38% | 74.82% | 87.76% | 44th pctl | 15 / 27 | | |
| Loans / Assets | 59.40% | 50.27% | 64.80% | 77.37% | 37th pctl | 17 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |