Mobility Credit Union
Irving, TX · Charter 68606 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 3 branches
Q2 2026
$357.6MAssets
$315.7MLoans
$326.8MShares
$28.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 85% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 10 of 60).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 58 of 60).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.36%
Rank 40 of 60
Net Interest Margin
2.93%
Rank 55 of 60
Efficiency Ratio
62.70%
Rank 10 of 60
Equity / Assets
8.02%
Rank 58 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.36% | 0.02% | 0.62% | 0.99% | Beats 33% | 40 / 60 | | |
| Return on Equity | 4.48% | 0.12% | 4.17% | 8.32% | Beats 52% | 29 / 60 | | |
| Net Interest Margin | 2.93% | 3.36% | 3.95% | 4.45% | Beats 8% | 55 / 60 | | |
| Efficiency Ratio | 62.70% | 70.09% | 78.52% | 92.77% | Beats 85% | 10 / 60 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.97% | 0.25% | 0.82% | 1.91% | Beats 43% | 35 / 60 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.02% | 11.15% | 14.35% | 19.86% | Beats 3% | 58 / 60 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.02% | 11.15% | 14.35% | 19.86% | Beats 3% | 58 / 60 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.60% | 51.31% | 60.45% | 81.20% | 92nd pctl | 5 / 60 | | |
| Loans / Assets | 88.28% | 41.11% | 52.43% | 68.66% | 98th pctl | 1 / 60 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |