Fort Worth, TX · Charter 68589
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
5
Asset Quality
42
Profitability
23
Liquidity
93
Efficiency
17
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fort Worth, TX · Charter 68589
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.15% | -0.20% | -0.20% | -0.29% | -0.41% | -26 bps | |
| Return on Equity | -1.73% | -2.33% | -2.30% | -3.51% | -4.85% | -313 bps | |
| Net Interest Margin | 3.61% | 3.78% | 3.88% | 3.73% | 3.81% | +20 bps | |
| Efficiency Ratio | 90.85% | 92.11% | 91.35% | 95.53% | 96.51% | +565 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.58% | -6.50% | -6.47% | -6.52% | -4.87% | -428 bps | |
| Loan Growth (YoY) | -9.15% | -9.87% | -10.64% | -9.82% | -5.79% | +335 bps | |
| Share Growth (YoY) | -1.15% | -6.65% | -7.80% | -7.19% | -5.42% | -428 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.65% | 0.58% | 0.90% | 0.70% | 0.98% | +32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.48% | 8.78% | 8.74% | 8.39% | 8.39% | -9 bps | |
| Net Worth / Assets | 8.48% | 8.78% | 8.74% | 8.39% | 8.39% | -9 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.41% | 64.30% | 64.29% | 60.19% | 62.16% | -24 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fort Worth, TX · Charter 68589 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 7 branches
Q2 2026
Return on Assets
-0.41%
Rank 51 of 60
Net Interest Margin
3.81%
Rank 34 of 60
Efficiency Ratio
96.49%
Rank 51 of 60
Equity / Assets
8.39%
Rank 57 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.41% | 0.02% | 0.62% | 0.99% | Beats 15% | 51 / 60 | |
| Return on Equity | -4.86% | 0.12% | 4.17% | 8.32% | Beats 12% | 53 / 60 | |
| Net Interest Margin | 3.81% | 3.36% | 3.95% | 4.45% | Beats 43% | 34 / 60 | |
| Efficiency Ratio | 96.49% | 70.09% | 78.52% | 92.77% | Beats 17% | 51 / 60 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.98% | 0.25% | 0.82% | 1.91% | Beats 42% | 36 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 8.39% | 11.15% | 14.35% | 19.86% | Beats 5% | 57 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 8.39% | 11.15% | 14.35% | 19.86% | Beats 5% | 57 / 60 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 62.16% | 51.31% | 60.45% | 81.20% | 52nd pctl | 29 / 60 | |
| Loans / Assets | 58.58% | 41.11% | 52.43% | 68.66% | 63rd pctl | 22 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||