Marion, IN · Charter 68572
NCUA · 6 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.00% | 1.02% | 1.07% | 1.09% | 1.18% | 1.22% | 0.33% | 0.87% | -23 bps | |
| Return on Equity | 8.31% | 8.41% | 8.80% | 8.62% | 9.04% | 9.20% | 2.55% | 6.59% | -204 bps | |
| Net Interest Margin | 2.91% | 2.92% | 3.08% | 3.21% | 3.27% | 3.29% | 3.32% | 3.43% | +22 bps | |
| Efficiency Ratio | 63.99% | 63.73% | 64.26% | 62.65% | 61.64% | 60.57% | 61.77% | 60.15% | -249 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.87% | 5.49% | 2.69% | 1.19% | 0.93% | 0.87% | 3.05% | 4.50% | +331 bps | |
| Loan Growth (YoY) | 3.12% | 0.67% | -1.56% | -1.67% | -1.68% | -0.01% | 2.16% | 3.63% | +530 bps | |
| Share Growth (YoY) | 4.37% | 5.26% | 1.84% | 0.19% | -0.29% | -0.45% | 2.04% | 3.14% | +296 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.45% | 0.56% | 0.55% | 0.65% | 0.62% | 0.57% | 0.62% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.04% | 12.16% | 12.19% | 12.68% | 13.06% | 13.23% | 12.79% | 13.18% | +50 bps | |
| Net Worth / Assets | 12.04% | 12.16% | 12.19% | 12.68% | 13.06% | 13.23% | 12.79% | 13.18% | +50 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.07% | 86.50% | 84.76% | 86.96% | 87.83% | 86.88% | 84.86% | 87.37% | +41 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |