Credit Union of Ohio
Hilliard, OH · Charter 68561 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 5 branches
Q2 2026
$205.4MAssets
$89.1MLoans
$187.9MShares
$22.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 56% of credit unions under $1B in assets in the Columbus, OH area (rank 8 of 18).
- Widest gap: efficiency ratio trails 89% of credit unions under $1B in assets in the Columbus, OH area (rank 17 of 18).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.19%
Rank 16 of 18
Net Interest Margin
3.56%
Rank 10 of 18
Efficiency Ratio
91.81%
Rank 17 of 18
Equity / Assets
10.72%
Rank 8 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.59% | 0.76% | 0.99% | Beats 11% | 16 / 18 | | |
| Return on Equity | 1.78% | 4.13% | 7.59% | 9.05% | Beats 11% | 16 / 18 | | |
| Net Interest Margin | 3.56% | 3.24% | 3.56% | 3.79% | Beats 44% | 10 / 18 | | |
| Efficiency Ratio | 91.81% | 72.20% | 76.10% | 84.19% | Beats 11% | 17 / 18 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.34% | 0.37% | 0.66% | 1.08% | Beats 17% | 16 / 18 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.72% | 9.66% | 10.67% | 11.63% | Beats 56% | 8 / 18 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.72% | 9.66% | 10.67% | 11.63% | Beats 56% | 8 / 18 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.40% | 47.40% | 66.89% | 76.69% | 22nd pctl | 14 / 18 | | |
| Loans / Assets | 43.35% | 43.35% | 60.60% | 69.11% | 22nd pctl | 14 / 18 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |