Red Rocks
Littleton, CO · Charter 68560 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 3 branches
Q2 2026
$344.0MAssets
$285.2MLoans
$288.1MShares
$32.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 65% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 8 of 23).
- Widest gap: return on equity trails 78% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 18 of 23).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.05%
Rank 18 of 23
Net Interest Margin
3.60%
Rank 8 of 23
Efficiency Ratio
93.16%
Rank 17 of 23
Equity / Assets
9.31%
Rank 15 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.05% | 0.05% | 0.36% | 0.99% | Beats 22% | 18 / 23 | |
| Return on Equity | 0.56% | 0.56% | 3.49% | 7.31% | Beats 22% | 18 / 23 | |
| Net Interest Margin | 3.60% | 3.13% | 3.48% | 3.80% | Beats 65% | 8 / 23 | |
| Efficiency Ratio | 93.16% | 73.94% | 83.38% | 93.84% | Beats 30% | 17 / 23 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.43% | 0.95% | 1.77% | Beats 65% | 9 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.31% | 8.31% | 9.81% | 13.01% | Beats 35% | 15 / 23 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.31% | 8.31% | 9.81% | 13.01% | Beats 35% | 15 / 23 | |
| Liquidity & Funding |
| Loans / Deposits | 99.02% | 65.11% | 76.01% | 85.36% | 91st pctl | 2 / 23 | |
| Loans / Assets | 82.92% | 56.54% | 66.35% | 73.30% | 87th pctl | 3 / 23 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |