Goessel, KS · Charter 68557
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.62% | 0.47% | 2.45% | 2.55% | 0.67% | 1.68% | 1.38% | 1.60% | -95 bps | |
| Return on Equity | 8.04% | 2.32% | 12.26% | 12.28% | 3.15% | 7.76% | 6.64% | 7.68% | -461 bps | |
| Net Interest Margin | 5.15% | 5.05% | 4.79% | 4.63% | 4.58% | 4.58% | 4.25% | 4.31% | -32 bps | |
| Efficiency Ratio | 48.12% | 49.44% | 57.97% | 59.42% | 58.54% | 60.65% | 56.88% | 55.28% | -414 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.64% | -2.21% | 5.40% | 4.17% | 6.04% | 2.72% | 2.94% | 5.62% | +146 bps | |
| Loan Growth (YoY) | 5.57% | 0.02% | -1.59% | -9.98% | -6.97% | -11.08% | -11.09% | 3.69% | +1,367 bps | |
| Share Growth (YoY) | -9.08% | -4.41% | 3.65% | 2.83% | 4.70% | 0.77% | 1.78% | 4.32% | +148 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.38% | 2.34% | 5.38% | 2.49% | 3.26% | 4.26% | 4.17% | 6.32% | +383 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.19% | 20.45% | 20.01% | 20.77% | 21.31% | 21.58% | 20.78% | 20.81% | +4 bps | |
| Net Worth / Assets | 20.19% | 20.45% | 20.01% | 20.77% | 21.31% | 21.58% | 20.78% | 20.81% | +4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.69% | 83.28% | 77.23% | 72.72% | 75.25% | 73.48% | 67.46% | 72.28% | -43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |