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Media City

Burbank, CA · Charter 68549

NCUA · 1 branch

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

73

Q2 2024Q2 2026peer median (50)

Asset Quality

27

Q2 2024Q2 2026peer median (50)

Profitability

48

Q2 2024Q2 2026peer median (50)

Liquidity

75

Q2 2024Q2 2026peer median

Efficiency

45

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Media City

Burbank, CA · Charter 68549

NCUA · 1 branch

Q2 2026

$39.4MAssets
$17.1MLoans
$33.1MShares
$6.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.47%, up 13 bps year over year; NIM at 3.56%.
  • Asset quality: problem loans at 0.96% of loans (+71 bps YoY).
  • Capital: net worth / assets of 15.79%, up 84 bps from a year ago.
  • Funding: loans stand at 51.71% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.47%+13 bps YoY

Net Interest Margin (YTD, annualized)

3.56%+21 bps YoY

Efficiency Ratio (YTD, annualized)

84.84%-196 bps YoY

Net Worth / Assets

15.79%+84 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.33%0.60%0.62%0.57%0.47%+13 bps
Return on Equity2.22%3.69%3.87%3.50%2.95%+73 bps
Net Interest Margin3.35%3.72%3.67%3.76%3.56%+21 bps
Efficiency Ratio86.80%82.92%83.49%82.24%84.84%-196 bps
Growth
Asset Growth (YoY)7.57%-3.15%-1.31%-4.98%-1.13%-870 bps
Loan Growth (YoY)-7.95%-7.33%-4.34%-10.92%-16.03%-807 bps
Share Growth (YoY)7.68%-3.10%-3.42%-6.83%-2.51%-1,018 bps
Asset Quality
Delinquent Loans / Loans0.24%0.26%0.11%0.18%0.96%+71 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital14.96%16.19%16.01%16.35%15.79%+84 bps
Net Worth / Assets14.96%16.19%16.01%16.35%15.79%+84 bps
Liquidity & Funding
Loans / Shares60.04%63.43%59.69%56.45%51.71%-833 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Media City

Burbank, CA · Charter 68549 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)

NCUA · 1 branch

Q2 2026

$39.4MAssets
$17.1MLoans
$33.1MShares
$6.2MNet Worth

Executive Summary

  • Strongest standing: tier 1 capital ratio outperforms 73% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 17 of 62).
  • Widest gap: nonperforming loans / loans trails 73% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 46 of 62).
  • Overall: at or above the peer median on 3 of 7 directional measures.

Return on Assets

0.47%

Rank 33 of 62

Net Interest Margin

3.56%

Rank 26 of 62

Efficiency Ratio

84.86%

Rank 35 of 62

Equity / Assets

15.79%

Rank 17 of 62

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.47%0.01%0.47%0.92%Beats 47%33 / 62
Return on Equity2.96%0.18%3.35%5.66%Beats 40%37 / 62
Net Interest Margin3.56%2.88%3.31%3.93%Beats 58%26 / 62
Efficiency Ratio84.86%71.17%84.14%92.47%Beats 45%35 / 62
Asset Quality
Nonperforming Loans / Loans0.96%0.22%0.52%0.99%Beats 27%46 / 62
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio15.79%9.30%12.20%16.33%Beats 73%17 / 62
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assets15.79%9.30%12.20%16.33%Beats 73%17 / 62
Liquidity & Funding
Loans / Deposits51.71%48.69%57.00%84.55%29th pctl44 / 62
Loans / Assets43.47%42.93%53.05%69.62%26th pctl46 / 62
Brokered Deposits / Depositsn/aNot reported for this institution