Coquille, OR · Charter 68530
NCUA · 28 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
74
Asset Quality
100
Profitability
72
Liquidity
68
Efficiency
63
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Coquille, OR · Charter 68530
NCUA · 28 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.20% | 1.22% | 1.19% | 1.46% | 1.31% | +11 bps | |
| Return on Equity | 9.61% | 9.60% | 9.03% | 11.40% | 10.44% | +83 bps | |
| Net Interest Margin | 3.30% | 3.37% | 3.49% | 3.53% | 3.41% | +11 bps | |
| Efficiency Ratio | 69.80% | 69.52% | 70.84% | 66.80% | 68.12% | -168 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.05% | 3.77% | 2.14% | 5.72% | 9.97% | +691 bps | |
| Loan Growth (YoY) | 14.96% | 15.48% | 16.60% | 12.95% | 12.14% | -282 bps | |
| Share Growth (YoY) | 2.19% | 2.84% | 2.32% | 2.36% | 7.19% | +500 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.06% | 0.05% | 0.06% | 0.05% | 0.04% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.50% | 12.73% | 13.15% | 12.79% | 12.55% | +5 bps | |
| Net Worth / Assets | 12.50% | 12.73% | 13.15% | 12.79% | 12.55% | +5 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.38% | 76.84% | 86.64% | 85.09% | 80.96% | +358 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Coquille, OR · Charter 68530 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 28 branches
Q2 2026
Return on Assets
1.31%
Rank 69 of 435
Net Interest Margin
3.41%
Rank 211 of 435
Efficiency Ratio
68.12%
Rank 163 of 435
Equity / Assets
12.55%
Rank 113 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.31% | 0.55% | 0.81% | 1.14% | Beats 84% | 69 / 435 | |
| Return on Equity | 10.44% | 5.12% | 7.41% | 9.70% | Beats 80% | 86 / 435 | |
| Net Interest Margin | 3.41% | 3.01% | 3.39% | 3.75% | Beats 51% | 211 / 435 | |
| Efficiency Ratio | 68.12% | 65.25% | 71.39% | 77.86% | Beats 63% | 163 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.04% | 0.45% | 0.69% | 1.05% | Beats 100% | 1 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.55% | 9.81% | 10.84% | 12.63% | Beats 74% | 113 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.55% | 9.81% | 10.84% | 12.63% | Beats 74% | 113 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 80.96% | 78.33% | 88.38% | 95.61% | 31st pctl | 299 / 435 | |
| Loans / Assets | 68.97% | 67.69% | 74.58% | 80.80% | 29th pctl | 307 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||