North Haven, CT · Charter 68511
NCUA · 10 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.24% | 0.11% | -0.02% | 0.22% | 0.31% | 0.36% | 0.19% | 0.41% | +19 bps | |
| Return on Equity | 2.62% | 1.27% | -0.23% | 2.48% | 3.36% | 3.81% | 1.99% | 4.33% | +185 bps | |
| Net Interest Margin | 1.97% | 1.99% | 2.15% | 2.22% | 2.29% | 2.40% | 2.52% | 2.57% | +34 bps | |
| Efficiency Ratio | 85.49% | 90.33% | 90.30% | 82.91% | 82.91% | 82.42% | 87.71% | 81.72% | -119 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.43% | 3.35% | 2.39% | 2.37% | 1.66% | -1.63% | -0.12% | 0.07% | -230 bps | |
| Loan Growth (YoY) | 4.84% | 4.13% | 0.60% | -0.19% | -0.73% | -2.83% | -2.35% | -1.28% | -109 bps | |
| Share Growth (YoY) | 4.72% | 1.48% | 2.96% | 0.87% | -1.88% | -1.36% | -0.33% | 1.46% | +59 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.85% | 0.83% | 0.61% | 0.72% | 0.75% | 0.74% | 0.55% | 0.56% | -16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.15% | 8.97% | 8.98% | 8.99% | 9.17% | 9.48% | 9.39% | 9.43% | +44 bps | |
| Net Worth / Assets | 9.15% | 8.97% | 8.98% | 8.99% | 9.17% | 9.48% | 9.39% | 9.43% | +44 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 102.34% | 103.25% | 101.13% | 101.83% | 103.54% | 101.72% | 99.07% | 99.08% | -275 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |