Northridge, CA · Charter 68483
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | 0.27% | 0.14% | 0.27% | 0.32% | 0.34% | 0.40% | 0.35% | +8 bps | |
| Return on Equity | 2.45% | 2.48% | 1.28% | 2.41% | 2.91% | 3.02% | 3.50% | 2.98% | +57 bps | |
| Net Interest Margin | 2.77% | 2.77% | 2.74% | 2.89% | 2.96% | 3.01% | 3.08% | 3.12% | +23 bps | |
| Efficiency Ratio | 76.08% | 77.08% | 78.80% | 75.52% | 74.80% | 75.55% | 74.84% | 76.01% | +49 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.08% | 5.62% | 4.26% | 3.70% | 0.55% | 0.92% | -2.13% | -2.92% | -663 bps | |
| Loan Growth (YoY) | 1.41% | 1.44% | 2.14% | 1.23% | 0.04% | 1.61% | 0.02% | 0.61% | -62 bps | |
| Share Growth (YoY) | 8.05% | 10.22% | 8.17% | 7.49% | 3.62% | 0.61% | -2.79% | -3.52% | -1,101 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.13% | 0.41% | 0.29% | 0.19% | 0.19% | 0.27% | 0.21% | 0.34% | +15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.88% | 11.03% | 10.86% | 10.98% | 11.11% | 11.25% | 11.48% | 11.67% | +69 bps | |
| Net Worth / Assets | 10.88% | 11.03% | 10.86% | 10.98% | 11.11% | 11.25% | 11.48% | 11.67% | +69 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 87.95% | 87.55% | 86.21% | 86.23% | 84.91% | 88.42% | 88.70% | 89.93% | +369 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |