Coastlife
Corpus Christi, TX · Charter 68482 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 9 branches
Q2 2026
$519.7MAssets
$335.9MLoans
$458.9MShares
$60.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 65% of credit unions under $1B in assets in TX (rank 83 of 235).
- Widest gap: net interest margin trails 76% of credit unions under $1B in assets in TX (rank 179 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.43%
Rank 140 of 235
Net Interest Margin
3.31%
Rank 179 of 235
Efficiency Ratio
75.32%
Rank 83 of 235
Equity / Assets
11.66%
Rank 166 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.17% | 0.57% | 1.10% | Beats 40% | 140 / 235 | | |
| Return on Equity | 3.69% | 1.03% | 4.30% | 7.58% | Beats 45% | 129 / 235 | | |
| Net Interest Margin | 3.31% | 3.32% | 3.89% | 4.35% | Beats 24% | 179 / 235 | | |
| Efficiency Ratio | 75.32% | 70.60% | 82.00% | 91.57% | Beats 65% | 83 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.20% | 0.59% | 1.14% | Beats 32% | 161 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.66% | 11.30% | 14.41% | 19.49% | Beats 29% | 166 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.66% | 11.30% | 14.41% | 19.49% | Beats 29% | 166 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.20% | 54.18% | 67.38% | 81.66% | 62nd pctl | 90 / 235 | | |
| Loans / Assets | 64.62% | 43.80% | 56.63% | 68.64% | 69th pctl | 73 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |