Shelton, CT · Charter 68479
NCUA · 10 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.34% | 0.36% | 0.41% | 0.40% | 0.31% | 0.38% | 0.27% | 0.30% | -9 bps | |
| Return on Equity | 3.83% | 3.96% | 4.53% | 4.41% | 3.39% | 4.20% | 3.14% | 3.47% | -94 bps | |
| Net Interest Margin | 3.20% | 3.21% | 3.45% | 3.46% | 3.54% | 3.53% | 3.51% | 3.54% | +8 bps | |
| Efficiency Ratio | 87.40% | 87.18% | 86.19% | 85.99% | 87.96% | 86.30% | 87.74% | 87.44% | +146 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.68% | -0.70% | -1.13% | 1.26% | 1.40% | 2.13% | 6.52% | 6.53% | +527 bps | |
| Loan Growth (YoY) | -4.05% | -3.68% | -2.70% | -0.84% | 0.42% | -1.71% | 0.16% | -1.34% | -50 bps | |
| Share Growth (YoY) | 1.79% | 2.19% | -1.21% | 1.23% | 0.88% | 1.68% | 6.83% | 6.79% | +556 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.28% | 0.43% | 0.38% | 0.44% | 0.44% | 0.44% | 0.37% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.95% | 9.03% | 9.03% | 8.98% | 9.08% | 9.14% | 8.74% | 8.68% | -29 bps | |
| Net Worth / Assets | 8.95% | 9.03% | 9.03% | 8.98% | 9.08% | 9.14% | 8.74% | 8.68% | -29 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.32% | 99.48% | 98.55% | 97.86% | 99.86% | 96.17% | 92.40% | 90.40% | -746 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 99.24% | 99.66% | 0.00% | 100.02% | 98.69% | 99.86% | +20 bps | |