Star One
Sunnyvale, CA · Charter 68465 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 7 branches
Q2 2026
$9.7BAssets
$6.7BLoans
$8.4BShares
$1.4BNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 99% of credit unions $1B-$10B in assets (rank 6 of 435).
- Widest gap: net interest margin trails 100% of credit unions $1B-$10B in assets (rank 434 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.12%
Rank 412 of 435
Net Interest Margin
1.05%
Rank 434 of 435
Efficiency Ratio
86.08%
Rank 413 of 435
Equity / Assets
14.06%
Rank 49 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.55% | 0.81% | 1.14% | Beats 5% | 412 / 435 | | |
| Return on Equity | 0.87% | 5.12% | 7.41% | 9.70% | Beats 4% | 417 / 435 | | |
| Net Interest Margin | 1.05% | 3.01% | 3.39% | 3.75% | Beats 0% | 434 / 435 | | |
| Efficiency Ratio | 86.08% | 65.25% | 71.39% | 77.86% | Beats 5% | 413 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.45% | 0.69% | 1.05% | Beats 99% | 6 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.06% | 9.81% | 10.84% | 12.63% | Beats 89% | 49 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.06% | 9.81% | 10.84% | 12.63% | Beats 89% | 49 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.47% | 78.33% | 88.38% | 95.61% | 31st pctl | 302 / 435 | | |
| Loans / Assets | 69.36% | 67.69% | 74.58% | 80.80% | 31st pctl | 300 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |