Sikorsky Financial
Stratford, CT · Charter 68453 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
$1.5BAssets
$1.0BLoans
$1.3BShares
$187.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of credit unions $1B-$10B in assets (rank 30 of 435).
- Widest gap: net interest margin trails 61% of credit unions $1B-$10B in assets (rank 266 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.42%
Rank 47 of 435
Net Interest Margin
3.22%
Rank 266 of 435
Efficiency Ratio
60.57%
Rank 64 of 435
Equity / Assets
12.93%
Rank 93 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.55% | 0.81% | 1.14% | Beats 89% | 47 / 435 | | |
| Return on Equity | 10.99% | 5.12% | 7.41% | 9.70% | Beats 84% | 68 / 435 | | |
| Net Interest Margin | 3.22% | 3.01% | 3.39% | 3.75% | Beats 39% | 266 / 435 | | |
| Efficiency Ratio | 60.57% | 65.25% | 71.39% | 77.86% | Beats 86% | 64 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.45% | 0.69% | 1.05% | Beats 93% | 30 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 9.81% | 10.84% | 12.63% | Beats 79% | 93 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.93% | 9.81% | 10.84% | 12.63% | Beats 79% | 93 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.62% | 78.33% | 88.38% | 95.61% | 35th pctl | 284 / 435 | | |
| Loans / Assets | 71.24% | 67.69% | 74.58% | 80.80% | 37th pctl | 272 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |