Power Financial
Pembroke Pines, FL · Charter 68445 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 6 branches
Q2 2026
$1.0BAssets
$721.8MLoans
$852.5MShares
$140.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 84% of credit unions $1B-$10B in assets (rank 68 of 435).
- Widest gap: nonperforming loans / loans trails 99% of credit unions $1B-$10B in assets (rank 431 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.81%
Rank 217 of 435
Net Interest Margin
3.03%
Rank 324 of 435
Efficiency Ratio
76.57%
Rank 308 of 435
Equity / Assets
13.59%
Rank 68 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.55% | 0.81% | 1.14% | Beats 50% | 217 / 435 | |
| Return on Equity | 5.94% | 5.12% | 7.41% | 9.70% | Beats 33% | 290 / 435 | |
| Net Interest Margin | 3.03% | 3.01% | 3.39% | 3.75% | Beats 26% | 324 / 435 | |
| Efficiency Ratio | 76.57% | 65.25% | 71.39% | 77.86% | Beats 29% | 308 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.35% | 0.45% | 0.69% | 1.05% | Beats 1% | 431 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.59% | 9.81% | 10.84% | 12.63% | Beats 84% | 68 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.59% | 9.81% | 10.84% | 12.63% | Beats 84% | 68 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 84.68% | 78.33% | 88.38% | 95.61% | 40th pctl | 263 / 435 | |
| Loans / Assets | 69.97% | 67.69% | 74.58% | 80.80% | 33rd pctl | 290 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |