Littleton, CO · Charter 68443
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
52
Asset Quality
83
Profitability
44
Liquidity
46
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Littleton, CO · Charter 68443
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.66% | 0.56% | 0.39% | 0.45% | 0.54% | 0.52% | 0.25% | 0.36% | -9 bps | |
| Return on Equity | 5.99% | 5.23% | 3.86% | 4.41% | 5.21% | 4.98% | 2.41% | 3.49% | -91 bps | |
| Net Interest Margin | 3.56% | 3.45% | 3.28% | 3.31% | 3.39% | 3.40% | 3.26% | 3.40% | +9 bps | |
| Efficiency Ratio | 83.07% | 83.81% | 87.27% | 85.23% | 84.32% | 85.16% | 91.85% | 89.19% | +396 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.67% | 6.33% | 8.04% | 11.37% | 11.21% | 8.50% | 4.83% | 3.40% | -797 bps | |
| Loan Growth (YoY) | 3.77% | 3.17% | 4.41% | 6.04% | 10.37% | 9.74% | 8.23% | 10.27% | +423 bps | |
| Share Growth (YoY) | 2.75% | 6.72% | 8.54% | 12.48% | 11.91% | 8.41% | 5.03% | 3.28% | -920 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.39% | 0.45% | 0.54% | 0.81% | 0.32% | 0.35% | 0.34% | 0.42% | -39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.93% | 10.67% | 10.23% | 10.15% | 10.31% | 10.35% | 10.23% | 10.29% | +13 bps | |
| Net Worth / Assets | 10.93% | 10.67% | 10.23% | 10.15% | 10.31% | 10.35% | 10.23% | 10.29% | +13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 87.53% | 85.47% | 82.26% | 81.91% | 86.32% | 86.51% | 84.76% | 87.46% | +555 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Littleton, CO · Charter 68443 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 4 branches
Q2 2026
Return on Assets
0.36%
Rank 12 of 23
Net Interest Margin
3.40%
Rank 15 of 23
Efficiency Ratio
89.20%
Rank 15 of 23
Equity / Assets
10.29%
Rank 11 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.36% | 0.05% | 0.36% | 0.99% | Beats 48% | 12 / 23 | ||
| Return on Equity | 3.49% | 0.56% | 3.49% | 7.31% | Beats 48% | 12 / 23 | ||
| Net Interest Margin | 3.40% | 3.13% | 3.48% | 3.80% | Beats 35% | 15 / 23 | ||
| Efficiency Ratio | 89.20% | 73.94% | 83.38% | 93.84% | Beats 39% | 15 / 23 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.42% | 0.43% | 0.95% | 1.77% | Beats 83% | 5 / 23 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.29% | 8.31% | 9.81% | 13.01% | Beats 52% | 11 / 23 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.29% | 8.31% | 9.81% | 13.01% | Beats 52% | 11 / 23 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 87.46% | 65.11% | 76.01% | 85.36% | 78th pctl | 5 / 23 | ||
| Loans / Assets | 77.13% | 56.54% | 66.35% | 73.30% | 78th pctl | 5 / 23 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||