Traverse Catholic
Traverse City, MI · Charter 6844 · Peer group: credit unions under $1B in assets in MI (n=56)
NCUA · 3 branches
Q2 2026
$92.2MAssets
$54.5MLoans
$82.6MShares
$9.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 93% of credit unions under $1B in assets in MI (rank 4 of 56).
- Widest gap: equity / assets trails 68% of credit unions under $1B in assets in MI (rank 38 of 56).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.55%
Rank 12 of 56
Net Interest Margin
3.96%
Rank 27 of 56
Efficiency Ratio
65.99%
Rank 15 of 56
Equity / Assets
10.42%
Rank 38 of 56
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.55% | 0.74% | 1.15% | 1.47% | Beats 79% | 12 / 56 | |
| Return on Equity | 14.86% | 6.40% | 9.29% | 11.51% | Beats 93% | 4 / 56 | |
| Net Interest Margin | 3.96% | 3.40% | 3.92% | 4.36% | Beats 52% | 27 / 56 | |
| Efficiency Ratio | 65.99% | 65.99% | 72.16% | 78.25% | Beats 75% | 15 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.84% | 0.49% | 0.84% | 1.28% | Beats 48% | 30 / 56 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.42% | 10.20% | 12.14% | 14.32% | Beats 32% | 38 / 56 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.42% | 10.20% | 12.14% | 14.32% | Beats 32% | 38 / 56 | |
| Liquidity & Funding |
| Loans / Deposits | 65.96% | 52.28% | 65.96% | 76.17% | 50th pctl | 28 / 56 | |
| Loans / Assets | 59.09% | 45.34% | 56.55% | 67.04% | 55th pctl | 25 / 56 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |