Bellco
Greenwood Villa, CO · Charter 68437 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 29 branches
Q2 2026
$8.5BAssets
$7.0BLoans
$7.1BShares
$876.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 83% of credit unions $1B-$10B in assets (rank 76 of 435).
- Widest gap: nonperforming loans / loans trails 89% of credit unions $1B-$10B in assets (rank 387 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.72%
Rank 261 of 435
Net Interest Margin
2.72%
Rank 377 of 435
Efficiency Ratio
61.57%
Rank 76 of 435
Equity / Assets
10.25%
Rank 281 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.55% | 0.81% | 1.14% | Beats 40% | 261 / 435 | |
| Return on Equity | 7.01% | 5.12% | 7.41% | 9.70% | Beats 45% | 239 / 435 | |
| Net Interest Margin | 2.72% | 3.01% | 3.39% | 3.75% | Beats 13% | 377 / 435 | |
| Efficiency Ratio | 61.57% | 65.25% | 71.39% | 77.86% | Beats 83% | 76 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.47% | 0.45% | 0.69% | 1.05% | Beats 11% | 387 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.25% | 9.81% | 10.84% | 12.63% | Beats 35% | 281 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.25% | 9.81% | 10.84% | 12.63% | Beats 35% | 281 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 98.29% | 78.33% | 88.38% | 95.61% | 80th pctl | 87 / 435 | |
| Loans / Assets | 81.67% | 67.69% | 74.58% | 80.80% | 80th pctl | 85 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |