Illiana Financial Calumet City, IL · Charter 68425 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 4 branches
Q2 2026
$264.2M Assets
$114.0M Loans
$227.5M Shares
$45.9M Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 67% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 32 of 96). Widest gap: nonperforming loans / loans trails 67% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 63 of 93). Overall: at or above the peer median on 2 of 7 directional measures. Return on Assets
0.35%
Rank 54 of 96
Net Interest Margin
3.47%
Rank 52 of 96
Efficiency Ratio
86.00%
Rank 56 of 96
Equity / Assets
17.36%
Rank 32 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.35% -0.02% 0.42% 1.03% Beats 44% 54 / 96 Return on Equity 2.01% -0.11% 2.94% 6.89% Beats 38% 59 / 95 Net Interest Margin 3.47% 3.01% 3.57% 4.27% Beats 46% 52 / 96 Efficiency Ratio 86.00% 73.45% 82.91% 96.61% Beats 43% 56 / 96 Asset Quality Nonperforming Loans / Loans 1.34% 0.08% 0.86% 1.63% Beats 33% 63 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 17.36% 11.79% 15.23% 18.93% Beats 67% 32 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 17.36% 11.79% 15.23% 18.93% Beats 67% 32 / 96 Liquidity & Funding Loans / Deposits 50.12% 32.14% 50.03% 67.81% 51st pctl 47 / 96 Loans / Assets 43.15% 23.12% 42.50% 56.24% 53rd pctl 45 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11