Lakewood, WA · Charter 68371
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.02% | -0.26% | -0.02% | 0.08% | -0.01% | 0.01% | -0.62% | -0.13% | -21 bps | |
| Return on Equity | -0.17% | -1.88% | -0.13% | 0.57% | -0.09% | 0.09% | -4.40% | -0.96% | -153 bps | |
| Net Interest Margin | 4.05% | 3.99% | 4.10% | 4.21% | 4.47% | 4.42% | 4.31% | 4.25% | +5 bps | |
| Efficiency Ratio | 77.75% | 77.73% | 78.23% | 77.52% | 73.62% | 76.48% | 79.42% | 79.05% | +152 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.54% | -3.94% | 0.98% | 2.10% | -3.05% | -3.89% | -7.03% | -3.10% | -521 bps | |
| Loan Growth (YoY) | -18.78% | -21.98% | -9.56% | -5.06% | -5.61% | -2.38% | -10.10% | -5.16% | -9 bps | |
| Share Growth (YoY) | -8.76% | -3.97% | 2.23% | 2.91% | -2.40% | -3.79% | -8.44% | -5.88% | -879 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 5.38% | 4.85% | 4.29% | 4.37% | 2.87% | 3.42% | 2.50% | 2.30% | -207 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.55% | 13.93% | 13.21% | 13.58% | 14.10% | 13.89% | 13.97% | 13.82% | +24 bps | |
| Net Worth / Assets | 14.55% | 13.93% | 13.21% | 13.58% | 14.10% | 13.89% | 13.97% | 13.82% | +24 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 50.75% | 45.51% | 47.70% | 48.12% | 49.08% | 46.17% | 46.84% | 48.49% | +37 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |