Idaho United
Boise, ID · Charter 68361 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$77.3MAssets
$60.4MLoans
$69.8MShares
$6.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 91% of credit unions under $1B in assets (rank 149 of 1682).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets (rank 1516 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.55%
Rank 1,077 of 1,683
Net Interest Margin
3.66%
Rank 984 of 1,683
Efficiency Ratio
80.42%
Rank 954 of 1,682
Equity / Assets
8.90%
Rank 1,516 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,077 / 1,683 | | |
| Return on Equity | 6.13% | 2.67% | 5.89% | 8.74% | Beats 53% | 795 / 1,681 | | |
| Net Interest Margin | 3.66% | 3.31% | 3.82% | 4.32% | Beats 42% | 984 / 1,683 | | |
| Efficiency Ratio | 80.42% | 68.91% | 78.20% | 86.93% | Beats 43% | 954 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.26% | 0.65% | 1.29% | Beats 91% | 149 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.90% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,516 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.90% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,516 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.46% | 52.61% | 69.38% | 83.50% | 80th pctl | 335 / 1,683 | | |
| Loans / Assets | 78.08% | 44.71% | 59.18% | 70.72% | 89th pctl | 187 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |