Westmark
Idaho Falls, ID · Charter 68353 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$1.7BAssets
$1.4BLoans
$1.4BShares
$131.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 91% of credit unions $1B-$10B in assets (rank 43 of 435).
- Widest gap: equity / assets trails 98% of credit unions $1B-$10B in assets (rank 425 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.46%
Rank 354 of 435
Net Interest Margin
3.38%
Rank 224 of 435
Efficiency Ratio
72.09%
Rank 226 of 435
Equity / Assets
7.96%
Rank 425 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.46% | 0.55% | 0.81% | 1.14% | Beats 19% | 354 / 435 | |
| Return on Equity | 5.79% | 5.12% | 7.41% | 9.70% | Beats 32% | 295 / 435 | |
| Net Interest Margin | 3.38% | 3.01% | 3.39% | 3.75% | Beats 49% | 224 / 435 | |
| Efficiency Ratio | 72.09% | 65.25% | 71.39% | 77.86% | Beats 48% | 226 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.45% | 0.69% | 1.05% | Beats 91% | 43 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.96% | 9.81% | 10.84% | 12.63% | Beats 2% | 425 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.96% | 9.81% | 10.84% | 12.63% | Beats 2% | 425 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 104.32% | 78.33% | 88.38% | 95.61% | 93rd pctl | 31 / 435 | |
| Loans / Assets | 87.34% | 67.69% | 74.58% | 80.80% | 95th pctl | 21 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |