Olympia
Olympia, WA · Charter 68331 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$56.3MAssets
$45.1MLoans
$51.9MShares
$4.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 77% of credit unions under $1B in assets (rank 379 of 1683).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1614 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.37%
Rank 1,246 of 1,683
Net Interest Margin
4.40%
Rank 379 of 1,683
Efficiency Ratio
82.36%
Rank 1,052 of 1,682
Equity / Assets
8.09%
Rank 1,614 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.37% | 0.35% | 0.74% | 1.18% | Beats 26% | 1,246 / 1,683 | |
| Return on Equity | 4.52% | 2.67% | 5.89% | 8.74% | Beats 40% | 1,015 / 1,681 | |
| Net Interest Margin | 4.40% | 3.31% | 3.82% | 4.32% | Beats 77% | 379 / 1,683 | |
| Efficiency Ratio | 82.36% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,052 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.26% | 0.65% | 1.29% | Beats 67% | 557 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.09% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,614 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.09% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,614 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 86.87% | 52.61% | 69.38% | 83.50% | 81st pctl | 323 / 1,683 | |
| Loans / Assets | 80.01% | 44.71% | 59.18% | 70.72% | 92nd pctl | 137 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |