Milwaukee, WI · Charter 68317
NCUA · 2 branches
Q4 2024
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2023 | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.07% | 0.09% | 0.08% | 0.12% | 0.12% | 0.27% | 0.28% | -0.65% | -77 bps | |
| Return on Equity | 0.39% | 0.45% | 0.40% | 0.60% | 0.59% | 1.35% | 1.33% | -3.66% | -426 bps | |
| Net Interest Margin | 2.16% | 2.25% | 2.30% | 2.47% | 2.73% | 2.87% | 3.02% | 3.08% | +61 bps | |
| Efficiency Ratio | 97.64% | 97.53% | 98.18% | 94.74% | 90.69% | 89.47% | 89.68% | 106.00% | +1,126 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.55% | -5.15% | -5.14% | -7.67% | -9.42% | -5.23% | -6.10% | -5.01% | +266 bps | |
| Loan Growth (YoY) | 16.33% | 5.03% | -1.43% | -5.91% | -5.04% | -4.59% | -4.31% | -6.03% | -12 bps | |
| Share Growth (YoY) | -9.03% | -9.00% | -8.73% | -4.37% | -6.16% | -4.28% | -6.30% | -1.49% | +288 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.65% | 1.86% | 2.28% | 1.31% | 1.58% | 2.44% | 1.66% | -62 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.18% | 18.99% | 19.21% | 19.99% | 20.21% | 20.25% | 20.73% | 17.68% | -230 bps | |
| Net Worth / Assets | 18.18% | 18.99% | 19.21% | 19.99% | 20.21% | 20.25% | 20.73% | 17.68% | -230 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.63% | 91.94% | 93.42% | 95.49% | 93.74% | 91.65% | 95.41% | 91.10% | -440 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |