Seattle, WA · Charter 68315
NCUA · 9 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.31% | 0.15% | 0.28% | 0.28% | 0.35% | 0.30% | -0.32% | 0.04% | -24 bps | |
| Return on Equity | -2.58% | 1.20% | 2.33% | 2.27% | 2.84% | 2.48% | -2.74% | 0.32% | -195 bps | |
| Net Interest Margin | 3.66% | 3.73% | 3.97% | 4.02% | 4.07% | 4.00% | 4.08% | 4.04% | +2 bps | |
| Efficiency Ratio | 80.48% | 80.36% | 74.29% | 76.18% | 75.34% | 76.73% | 82.89% | 80.21% | +403 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.22% | -1.11% | 0.44% | 1.51% | -0.06% | 2.19% | 2.84% | 6.58% | +507 bps | |
| Loan Growth (YoY) | -0.29% | 6.67% | 6.46% | 4.49% | 2.39% | 1.13% | 5.22% | 8.27% | +378 bps | |
| Share Growth (YoY) | -1.22% | -2.78% | 0.04% | 1.40% | 1.56% | 2.31% | 3.25% | 5.18% | +378 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.86% | 0.99% | 0.65% | 0.65% | 0.78% | 0.75% | 0.67% | 0.63% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.04% | 12.09% | 12.11% | 12.28% | 12.47% | 11.93% | 11.71% | 11.50% | -78 bps | |
| Net Worth / Assets | 12.04% | 12.09% | 12.11% | 12.28% | 12.47% | 11.93% | 11.71% | 11.50% | -78 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.35% | 107.53% | 103.99% | 104.23% | 104.19% | 106.29% | 105.97% | 107.30% | +307 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |