Seattle Metropolitan
Seattle, WA · Charter 68315 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 9 branches
Q2 2026
$1.2BAssets
$988.3MLoans
$921.1MShares
$134.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions $1B-$10B in assets (rank 49 of 435).
- Widest gap: return on equity trails 98% of credit unions $1B-$10B in assets (rank 425 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.04%
Rank 424 of 435
Net Interest Margin
4.04%
Rank 49 of 435
Efficiency Ratio
80.21%
Rank 366 of 435
Equity / Assets
11.50%
Rank 166 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.04% | 0.55% | 0.81% | 1.14% | Beats 3% | 424 / 435 | |
| Return on Equity | 0.32% | 5.12% | 7.41% | 9.70% | Beats 2% | 425 / 435 | |
| Net Interest Margin | 4.04% | 3.01% | 3.39% | 3.75% | Beats 89% | 49 / 435 | |
| Efficiency Ratio | 80.21% | 65.25% | 71.39% | 77.86% | Beats 16% | 366 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.45% | 0.69% | 1.05% | Beats 55% | 196 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.50% | 9.81% | 10.84% | 12.63% | Beats 62% | 166 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.50% | 9.81% | 10.84% | 12.63% | Beats 62% | 166 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 107.30% | 78.33% | 88.38% | 95.61% | 97th pctl | 15 / 435 | |
| Loans / Assets | 84.49% | 67.69% | 74.58% | 80.80% | 89th pctl | 50 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |