Avista Corp.
Spokane, WA · Charter 68284 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$72.5MAssets
$42.7MLoans
$59.2MShares
$13.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 88% of credit unions under $1B in assets (rank 207 of 1682).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets (rank 1652 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.54%
Rank 1,088 of 1,683
Net Interest Margin
2.05%
Rank 1,652 of 1,683
Efficiency Ratio
74.42%
Rank 653 of 1,682
Equity / Assets
18.04%
Rank 329 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,088 / 1,683 | | |
| Return on Equity | 2.97% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,216 / 1,681 | | |
| Net Interest Margin | 2.05% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,652 / 1,683 | | |
| Efficiency Ratio | 74.42% | 68.91% | 78.20% | 86.93% | Beats 61% | 653 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.26% | 0.65% | 1.29% | Beats 88% | 207 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.04% | 10.44% | 12.89% | 16.53% | Beats 80% | 329 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.04% | 10.44% | 12.89% | 16.53% | Beats 80% | 329 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.06% | 52.61% | 69.38% | 83.50% | 55th pctl | 758 / 1,683 | | |
| Loans / Assets | 58.83% | 44.71% | 59.18% | 70.72% | 49th pctl | 855 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |