Seattle, WA · Charter 68273
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.67% | 0.25% | 0.59% | 0.03% | -0.21% | 0.01% | -4.00% | -3.99% | -402 bps | |
| Return on Equity | -5.49% | 1.99% | 4.80% | 0.26% | -1.60% | 0.04% | -28.87% | -30.65% | -3,091 bps | |
| Net Interest Margin | 4.14% | 3.85% | 3.31% | 3.57% | 3.75% | 4.28% | 5.53% | 5.54% | +197 bps | |
| Efficiency Ratio | 94.91% | 86.83% | 110.69% | 103.77% | 107.83% | 103.95% | 147.21% | 142.34% | +3,857 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 16.79% | 22.21% | 24.27% | 18.13% | -1.16% | -11.27% | -18.52% | -14.35% | -3,248 bps | |
| Loan Growth (YoY) | 0.04% | -6.94% | -12.53% | -16.57% | -17.93% | -13.68% | -11.55% | -4.72% | +1,184 bps | |
| Share Growth (YoY) | 24.24% | 34.06% | 34.34% | 25.06% | -4.45% | -14.77% | -18.71% | -13.72% | -3,878 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.18% | 1.40% | 1.13% | 0.87% | 0.81% | 0.96% | 2.62% | 1.95% | +108 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.24% | 12.54% | 12.24% | 12.85% | 13.00% | 14.14% | 13.85% | 13.00% | +15 bps | |
| Net Worth / Assets | 12.24% | 12.54% | 12.24% | 12.85% | 13.00% | 14.14% | 13.85% | 13.00% | +15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.91% | 76.34% | 71.43% | 72.46% | 72.93% | 77.32% | 77.73% | 80.01% | +755 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |