Peak
Olympia, WA · Charter 68271 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 37 branches
Q2 2026
$4.2BAssets
$3.4BLoans
$3.7BShares
$480.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions $1B-$10B in assets (rank 19 of 435).
- Widest gap: return on equity trails 91% of credit unions $1B-$10B in assets (rank 398 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.29%
Rank 395 of 435
Net Interest Margin
4.39%
Rank 19 of 435
Efficiency Ratio
71.30%
Rank 216 of 435
Equity / Assets
11.31%
Rank 177 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.55% | 0.81% | 1.14% | Beats 9% | 395 / 435 | |
| Return on Equity | 2.52% | 5.12% | 7.41% | 9.70% | Beats 9% | 398 / 435 | |
| Net Interest Margin | 4.39% | 3.01% | 3.39% | 3.75% | Beats 96% | 19 / 435 | |
| Efficiency Ratio | 71.30% | 65.25% | 71.39% | 77.86% | Beats 51% | 216 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.22% | 0.45% | 0.69% | 1.05% | Beats 19% | 353 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.31% | 9.81% | 10.84% | 12.63% | Beats 59% | 177 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.31% | 9.81% | 10.84% | 12.63% | Beats 59% | 177 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 91.90% | 78.33% | 88.38% | 95.61% | 62nd pctl | 166 / 435 | |
| Loans / Assets | 80.98% | 67.69% | 74.58% | 80.80% | 76th pctl | 104 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |