Indianapolis, IN · Charter 68259
NCUA · 32 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.82% | 0.85% | 0.80% | 0.82% | 0.81% | 0.85% | 0.96% | 1.11% | +29 bps | |
| Return on Equity | 8.12% | 8.03% | 7.64% | 8.07% | 7.84% | 8.24% | 9.13% | 10.48% | +241 bps | |
| Net Interest Margin | 2.60% | 2.68% | 2.72% | 2.78% | 2.85% | 2.83% | 3.05% | 3.08% | +30 bps | |
| Efficiency Ratio | 70.99% | 70.97% | 71.55% | 69.93% | 70.90% | 70.20% | 69.43% | 66.58% | -335 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 13.69% | 9.78% | 7.25% | 8.19% | 4.47% | 10.22% | 3.68% | 4.75% | -344 bps | |
| Loan Growth (YoY) | 12.36% | 8.19% | 6.45% | 6.82% | 8.07% | 8.74% | 11.04% | 9.52% | +270 bps | |
| Share Growth (YoY) | 7.34% | 9.76% | 11.14% | 12.27% | 8.70% | 6.35% | 2.22% | 1.28% | -1,099 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.38% | 0.37% | 0.32% | 0.31% | 0.40% | 0.42% | 0.43% | 0.49% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.14% | 10.62% | 10.44% | 10.16% | 10.38% | 10.35% | 10.56% | 10.56% | +40 bps | |
| Net Worth / Assets | 10.14% | 10.62% | 10.44% | 10.16% | 10.38% | 10.35% | 10.56% | 10.56% | +40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.98% | 67.81% | 63.39% | 65.25% | 67.59% | 69.33% | 68.86% | 70.56% | +530 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |