Indiana Members
Indianapolis, IN · Charter 68259 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 32 branches
Q2 2026
$3.6BAssets
$2.2BLoans
$3.1BShares
$380.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 81% of credit unions $1B-$10B in assets (rank 81 of 435).
- Widest gap: net interest margin trails 71% of credit unions $1B-$10B in assets (rank 307 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.11%
Rank 119 of 435
Net Interest Margin
3.08%
Rank 307 of 435
Efficiency Ratio
66.58%
Rank 131 of 435
Equity / Assets
10.56%
Rank 247 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.55% | 0.81% | 1.14% | Beats 73% | 119 / 435 | | |
| Return on Equity | 10.48% | 5.12% | 7.41% | 9.70% | Beats 81% | 81 / 435 | | |
| Net Interest Margin | 3.08% | 3.01% | 3.39% | 3.75% | Beats 29% | 307 / 435 | | |
| Efficiency Ratio | 66.58% | 65.25% | 71.39% | 77.86% | Beats 70% | 131 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.45% | 0.69% | 1.05% | Beats 70% | 131 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 9.81% | 10.84% | 12.63% | Beats 43% | 247 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.56% | 9.81% | 10.84% | 12.63% | Beats 43% | 247 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.56% | 78.33% | 88.38% | 95.61% | 14th pctl | 372 / 435 | | |
| Loans / Assets | 61.46% | 67.69% | 74.58% | 80.80% | 15th pctl | 369 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |