Connections
Pocatello, ID · Charter 68257 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
$256.1MAssets
$209.7MLoans
$231.4MShares
$21.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 53% of credit unions under $1B in assets (rank 793 of 1683).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets (rank 1578 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.40%
Rank 1,228 of 1,683
Net Interest Margin
3.87%
Rank 793 of 1,683
Efficiency Ratio
80.85%
Rank 968 of 1,682
Equity / Assets
8.45%
Rank 1,578 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.35% | 0.74% | 1.18% | Beats 27% | 1,228 / 1,683 | | |
| Return on Equity | 4.72% | 2.67% | 5.89% | 8.74% | Beats 41% | 984 / 1,681 | | |
| Net Interest Margin | 3.87% | 3.31% | 3.82% | 4.32% | Beats 53% | 793 / 1,683 | | |
| Efficiency Ratio | 80.85% | 68.91% | 78.20% | 86.93% | Beats 43% | 968 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.27% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,256 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.45% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,578 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.45% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,578 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.61% | 52.61% | 69.38% | 83.50% | 87th pctl | 221 / 1,683 | | |
| Loans / Assets | 81.89% | 44.71% | 59.18% | 70.72% | 94th pctl | 102 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |