Arlington, WA · Charter 68253
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.32% | 1.29% | 0.89% | 1.12% | 1.19% | 1.26% | 0.74% | 0.99% | -13 bps | |
| Return on Equity | 9.81% | 9.64% | 6.72% | 8.34% | 8.75% | 9.06% | 5.31% | 6.88% | -146 bps | |
| Net Interest Margin | 4.37% | 4.21% | 4.12% | 4.24% | 4.27% | 4.30% | 4.23% | 4.37% | +13 bps | |
| Efficiency Ratio | 64.32% | 64.40% | 74.69% | 68.95% | 67.39% | 65.40% | 74.85% | 70.16% | +121 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.64% | 2.84% | 4.57% | 5.38% | 7.66% | 5.43% | 4.23% | 1.28% | -409 bps | |
| Loan Growth (YoY) | -13.75% | -13.49% | -10.33% | -5.63% | 1.04% | 3.49% | 4.87% | 4.44% | +1,007 bps | |
| Share Growth (YoY) | -2.50% | 1.79% | 4.18% | 4.89% | 7.33% | 4.94% | 3.49% | 0.01% | -488 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.39% | 1.71% | 1.38% | 0.85% | 1.48% | 1.87% | 1.63% | 2.22% | +137 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.42% | 13.34% | 13.29% | 13.41% | 13.64% | 13.88% | 13.94% | 14.42% | +101 bps | |
| Net Worth / Assets | 13.42% | 13.34% | 13.29% | 13.41% | 13.64% | 13.88% | 13.94% | 14.42% | +101 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.43% | 73.93% | 71.70% | 71.65% | 72.89% | 72.90% | 72.66% | 74.83% | +318 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |