Diamond
Pottstown, PA · Charter 68241 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 8 branches
Q2 2026
$1.2BAssets
$695.4MLoans
$1.1BShares
$125.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 91% of credit unions $1B-$10B in assets (rank 39 of 435).
- Widest gap: efficiency ratio trails 69% of credit unions $1B-$10B in assets (rank 302 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.96%
Rank 157 of 435
Net Interest Margin
3.13%
Rank 294 of 435
Efficiency Ratio
76.28%
Rank 302 of 435
Equity / Assets
10.25%
Rank 280 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.55% | 0.81% | 1.14% | Beats 64% | 157 / 435 | | |
| Return on Equity | 9.32% | 5.12% | 7.41% | 9.70% | Beats 72% | 122 / 435 | | |
| Net Interest Margin | 3.13% | 3.01% | 3.39% | 3.75% | Beats 32% | 294 / 435 | | |
| Efficiency Ratio | 76.28% | 65.25% | 71.39% | 77.86% | Beats 31% | 302 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.45% | 0.69% | 1.05% | Beats 91% | 39 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.25% | 9.81% | 10.84% | 12.63% | Beats 36% | 280 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.25% | 9.81% | 10.84% | 12.63% | Beats 36% | 280 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.43% | 78.33% | 88.38% | 95.61% | 10th pctl | 393 / 435 | | |
| Loans / Assets | 57.04% | 67.69% | 74.58% | 80.80% | 11th pctl | 386 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |