Minnequa Works
Pueblo, CO · Charter 68240 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$274.0MAssets
$115.3MLoans
$243.9MShares
$34.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 48% of credit unions under $1B in assets (rank 883 of 1683).
- Widest gap: return on equity trails 86% of credit unions under $1B in assets (rank 1448 of 1681).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.10%
Rank 1,445 of 1,683
Net Interest Margin
3.06%
Rank 1,413 of 1,683
Efficiency Ratio
90.46%
Rank 1,398 of 1,682
Equity / Assets
12.66%
Rank 883 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.10% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,445 / 1,683 | |
| Return on Equity | 0.76% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,448 / 1,681 | |
| Net Interest Margin | 3.06% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,413 / 1,683 | |
| Efficiency Ratio | 90.46% | 68.91% | 78.20% | 86.93% | Beats 17% | 1,398 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 44% | 949 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.66% | 10.44% | 12.89% | 16.53% | Beats 48% | 883 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.66% | 10.44% | 12.89% | 16.53% | Beats 48% | 883 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 47.28% | 52.61% | 69.38% | 83.50% | 19th pctl | 1,365 / 1,683 | |
| Loans / Assets | 42.10% | 44.71% | 59.18% | 70.72% | 22nd pctl | 1,321 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |