Tacoma, WA · Charter 68229
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.22% | 0.24% | 0.55% | 0.55% | 0.56% | 0.55% | 0.63% | 0.59% | +3 bps | |
| Return on Equity | 1.67% | 1.83% | 4.25% | 4.17% | 4.19% | 4.12% | 4.70% | 4.32% | +15 bps | |
| Net Interest Margin | 1.31% | 1.35% | 1.61% | 1.60% | 1.61% | 1.61% | 1.77% | 1.73% | +13 bps | |
| Efficiency Ratio | 83.95% | 83.21% | 68.08% | 68.81% | 68.81% | 69.23% | 66.78% | 68.24% | -58 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.77% | -4.19% | -3.04% | -2.56% | 0.27% | 1.00% | 0.61% | 1.96% | +452 bps | |
| Loan Growth (YoY) | 3.80% | 1.43% | 3.20% | 7.48% | 12.34% | 4.44% | 1.53% | -6.69% | -1,417 bps | |
| Share Growth (YoY) | -6.84% | -5.00% | -3.83% | -3.41% | -0.32% | 0.54% | -0.02% | 1.63% | +504 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% | 0.01% | 0.04% | 0.07% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.90% | 12.86% | 12.90% | 13.26% | 13.37% | 13.28% | 13.38% | 13.57% | +31 bps | |
| Net Worth / Assets | 12.90% | 12.86% | 12.90% | 13.26% | 13.37% | 13.28% | 13.38% | 13.57% | +31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 29.52% | 30.13% | 29.84% | 32.02% | 33.27% | 31.30% | 30.31% | 29.40% | -262 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |