Qualstar
Bothell, WA · Charter 68223 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 5 branches
Q2 2026
$939.3MAssets
$567.2MLoans
$774.6MShares
$150.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 91% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 3 of 22).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 16 of 22).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.40%
Rank 3 of 22
Net Interest Margin
4.06%
Rank 7 of 22
Efficiency Ratio
51.93%
Rank 3 of 22
Equity / Assets
16.03%
Rank 4 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.11% | 0.57% | 0.99% | Beats 86% | 3 / 22 | | |
| Return on Equity | 8.72% | 0.85% | 3.93% | 5.70% | Beats 86% | 3 / 22 | | |
| Net Interest Margin | 4.06% | 3.17% | 3.57% | 4.25% | Beats 68% | 7 / 22 | | |
| Efficiency Ratio | 51.93% | 65.75% | 80.47% | 91.31% | Beats 91% | 3 / 22 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.41% | 0.34% | 0.86% | 1.42% | Beats 32% | 16 / 22 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.03% | 10.62% | 13.36% | 14.42% | Beats 82% | 4 / 22 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.03% | 10.62% | 13.36% | 14.42% | Beats 82% | 4 / 22 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.23% | 61.01% | 65.58% | 83.83% | 55th pctl | 10 / 22 | | |
| Loans / Assets | 60.39% | 47.64% | 55.55% | 72.11% | 55th pctl | 10 / 22 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |