Spokane Firefighters
Spokane, WA · Charter 68205 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$86.4MAssets
$48.9MLoans
$73.2MShares
$12.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 83% of credit unions under $1B in assets (rank 294 of 1682).
- Widest gap: net interest margin trails 81% of credit unions under $1B in assets (rank 1360 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.87%
Rank 722 of 1,683
Net Interest Margin
3.16%
Rank 1,360 of 1,683
Efficiency Ratio
79.63%
Rank 915 of 1,682
Equity / Assets
14.51%
Rank 602 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.35% | 0.74% | 1.18% | Beats 57% | 722 / 1,683 | | |
| Return on Equity | 5.97% | 2.67% | 5.89% | 8.74% | Beats 51% | 827 / 1,681 | | |
| Net Interest Margin | 3.16% | 3.31% | 3.82% | 4.32% | Beats 19% | 1,360 / 1,683 | | |
| Efficiency Ratio | 79.63% | 68.91% | 78.20% | 86.93% | Beats 46% | 915 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.26% | 0.65% | 1.29% | Beats 83% | 294 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.51% | 10.44% | 12.89% | 16.53% | Beats 64% | 602 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.51% | 10.44% | 12.89% | 16.53% | Beats 64% | 602 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.73% | 52.61% | 69.38% | 83.50% | 45th pctl | 926 / 1,683 | | |
| Loans / Assets | 56.57% | 44.71% | 59.18% | 70.72% | 45th pctl | 934 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |