Greeneville Works Empls. Sav. Assn.
Greeneville, TN · Charter 68126 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.8MAssets
$1.0MLoans
$848KShares
$938KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 78% of credit unions under $1B in assets (rank 1303 of 1681).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.22%
Rank 385 of 1,683
Net Interest Margin
5.89%
Rank 47 of 1,683
Efficiency Ratio
78.18%
Rank 841 of 1,682
Equity / Assets
52.14%
Rank 5 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.22% | 0.35% | 0.74% | 1.18% | Beats 77% | 385 / 1,683 | | |
| Return on Equity | 2.35% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,303 / 1,681 | | |
| Net Interest Margin | 5.89% | 3.31% | 3.82% | 4.32% | Beats 97% | 47 / 1,683 | | |
| Efficiency Ratio | 78.18% | 68.91% | 78.20% | 86.93% | Beats 50% | 841 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 52.14% | 10.44% | 12.89% | 16.53% | Beats 100% | 5 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 52.14% | 10.44% | 12.89% | 16.53% | Beats 100% | 5 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 122.17% | 52.61% | 69.38% | 83.50% | 100th pctl | 4 / 1,683 | | |
| Loans / Assets | 57.59% | 44.71% | 59.18% | 70.72% | 47th pctl | 899 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |