Greeneville, TN · Charter 68126
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
100
Asset Quality
100
Profitability
65
Liquidity
0
Efficiency
50
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Greeneville, TN · Charter 68126
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.01% | 0.88% | 1.00% | 1.22% | 1.21% | +20 bps | |
| Return on Equity | 1.95% | 1.68% | 1.90% | 2.35% | 2.32% | +37 bps | |
| Net Interest Margin | 5.93% | 5.92% | 5.90% | 6.06% | 5.91% | -2 bps | |
| Efficiency Ratio | 74.35% | 77.51% | 76.50% | 79.48% | 79.06% | +471 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.35% | -2.36% | -2.94% | -1.50% | 1.80% | +216 bps | |
| Loan Growth (YoY) | -7.30% | -6.98% | 2.27% | 10.83% | 5.20% | +1,250 bps | |
| Share Growth (YoY) | -1.08% | -5.27% | -6.27% | -5.02% | 1.37% | +245 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.54% | 0.62% | 0.00% | 0.00% | 0.00% | -354 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.19% | 0.40% | 0.28% | 0.33% | 0.51% | -168 bps | |
| Capital | |||||||
| Risk-Based Capital | 51.99% | 52.51% | 52.77% | 52.08% | 52.15% | +17 bps | |
| Net Worth / Assets | 51.99% | 52.51% | 52.77% | 52.08% | 52.15% | +17 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 117.74% | 117.28% | 130.98% | 128.36% | 122.19% | +445 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Greeneville, TN · Charter 68126 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.22%
Rank 385 of 1,683
Net Interest Margin
5.89%
Rank 47 of 1,683
Efficiency Ratio
78.18%
Rank 841 of 1,682
Equity / Assets
52.14%
Rank 5 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.22% | 0.35% | 0.74% | 1.18% | Beats 77% | 385 / 1,683 | |
| Return on Equity | 2.35% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,303 / 1,681 | |
| Net Interest Margin | 5.89% | 3.31% | 3.82% | 4.32% | Beats 97% | 47 / 1,683 | |
| Efficiency Ratio | 78.18% | 68.91% | 78.20% | 86.93% | Beats 50% | 841 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 52.14% | 10.44% | 12.89% | 16.53% | Beats 100% | 5 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 52.14% | 10.44% | 12.89% | 16.53% | Beats 100% | 5 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 122.17% | 52.61% | 69.38% | 83.50% | 100th pctl | 4 / 1,683 | |
| Loans / Assets | 57.59% | 44.71% | 59.18% | 70.72% | 47th pctl | 899 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||