Vanderbilt
Nashville, TN · Charter 68119 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$53.2MAssets
$32.4MLoans
$47.9MShares
$5.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 36% of credit unions under $1B in assets (rank 1084 of 1683).
- Widest gap: efficiency ratio trails 90% of credit unions under $1B in assets (rank 1511 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.21%
Rank 1,378 of 1,683
Net Interest Margin
3.55%
Rank 1,084 of 1,683
Efficiency Ratio
95.18%
Rank 1,511 of 1,682
Equity / Assets
9.79%
Rank 1,379 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.21% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,378 / 1,683 | | |
| Return on Equity | 2.19% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,324 / 1,681 | | |
| Net Interest Margin | 3.55% | 3.31% | 3.82% | 4.32% | Beats 36% | 1,084 / 1,683 | | |
| Efficiency Ratio | 95.18% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,511 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.29% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,262 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.79% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,379 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.79% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,379 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.74% | 52.61% | 69.38% | 83.50% | 47th pctl | 892 / 1,683 | | |
| Loans / Assets | 60.91% | 44.71% | 59.18% | 70.72% | 54th pctl | 774 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |