Cn/Ic Employees
Memphis, TN · Charter 68069 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$10.4MAssets
$7.2MLoans
$8.8MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets (rank 85 of 1683).
- Widest gap: return on equity trails 95% of credit unions under $1B in assets (rank 1600 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.83%
Rank 1,601 of 1,683
Net Interest Margin
5.42%
Rank 85 of 1,683
Efficiency Ratio
91.57%
Rank 1,426 of 1,682
Equity / Assets
13.62%
Rank 729 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.83% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,601 / 1,683 | | |
| Return on Equity | -6.09% | 2.67% | 5.89% | 8.74% | Beats 5% | 1,600 / 1,681 | | |
| Net Interest Margin | 5.42% | 3.31% | 3.82% | 4.32% | Beats 95% | 85 / 1,683 | | |
| Efficiency Ratio | 91.57% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,426 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.05% | 0.26% | 0.65% | 1.29% | Beats 31% | 1,155 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.62% | 10.44% | 12.89% | 16.53% | Beats 57% | 729 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.62% | 10.44% | 12.89% | 16.53% | Beats 57% | 729 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.66% | 52.61% | 69.38% | 83.50% | 74th pctl | 438 / 1,683 | | |
| Loans / Assets | 69.79% | 44.71% | 59.18% | 70.72% | 73rd pctl | 452 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |