PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Camden Community

Camden, NJ · Charter 68043

Q4 1997

$2.3MAssets
$510KLoans
$2.2MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 2.46%, up 57 bps year over year.
  • Asset quality: problem loans at 36.78% of loans (+2,798 bps YoY).
  • Funding: loans stand at 23.68% of shares as of Q4 1997.

Return on Assets (quarter, annualized)

2.46%+57 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997Q4 1997YoY ΔTrend
Earnings
Return on Assets-2.15%-6.37%-2.23%1.89%-3.11%-3.79%2.36%2.46%+57 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a117.10%41.14%24.96%18.22%n/a
Loan Growth (YoY)n/an/an/an/a416%131.47%5.80%-35.91%n/a
Share Growth (YoY)n/an/an/an/a123.78%71.71%26.22%22.27%n/a
Asset Quality
Delinquent Loans / Loans0.00%2.13%4.08%8.79%3.24%5.23%15.44%36.78%+2,798 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans3.26%3.04%3.15%3.58%4.28%8.08%11.36%15.25%+1,167 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares16.31%31.63%40.75%45.18%37.61%42.63%34.15%23.68%-2,150 bps
Liquid Assets / Assets49.72%53.61%22.88%20.11%25.51%27.93%32.44%62.71%+4,260 bps